The death of an infant is a tragic loss for the entire family, emotionally and financially. Funeral expenses and hospital bills put a terrible strain on an already grieving family. We cannot take away the emotional pain, but we can ease the financial burdens.

This fraternal benefit provides two kinds of protection for parents who have an LCBA life insurance or annuity certificate. First, we guarantee that your newborn can be insured for up to $5,000, regardless of his or her health. The second protection is available when, and if, the most unfortunate thing happens…your newborn child dies. If this tragedy occurs LCBA provides $1,000 to help cover expenses.

Eligibility Requirements

Parent(s)* must have an LCBA insurance or annuity certificate.
Newborn must be/have been a live birth.
$1,000 benefit provided if newborn dies less than 60 days after birth.
Guaranteed coverage option must be requested and coverage must be in effect prior to the newborn’s 60th day of life. Guaranteed coverage is based on standard rates of permanent life insurance.