Last year, millions of families made funeral pre-arrangements. Planning and paying for your funeral now will give loved ones peace of mind in troubling times and assure that your wishes will be met.
 
You can finance your pre-arrangement through an LCBA insurance certificate or annuity, IF your funeral director uses our Path of Life program. If your funeral director is not familiar with the Loyal Christian Benefit Association, please have him or her call us at 888-425-7763 for more information.
 
Click here for a list of LCBA's "Path of Life" Funeral Homes and their Directors.

Why Pre-Plan Your Funeral?

Pre-Planning lessens the financial burden on family members, a burden that our loved ones may not be able to handle. By pre-planning, you assume the costs of the funeral while locking in today's prices.
 
Discussing arrangements with your family is important, as the funeral affects them most directly. You may wish to leave your requests flexible to allow survivors to make appropriate arrangements for the fulfillment of their own emotional needs.
 
We do not know when our death will occur. Most of us have been planning for our lives and important events for a long time. Pre-planning a funeral is the logical thing to do, and here are some good reasons to do this now: 

  Express your own wishes.
  Avoid emotional over-spending by your loved ones.
  Avoid Medicaid "spend-down" that can deplete the money in your estate.
   Avoid conflicts among your loved ones.
  Relieve loved ones of financial burden during a troubling time.
 
There are no shortcuts in the grief process. A meaningful service tailored to the needs and desires of you and your family will be an important occasion for your loved ones to share and experience together.
At the funeral home, or in the privacy of your own home, your funeral director can help you pre-plan a traditional or non-traditional funeral. This may involve discussing your wishes with loved ones, explaining the procedures for handling your affairs, deciding on the kind of funeral you want, and selecting specific funeral items such as a casket, vault and flowers. It only takes about one hour.
 
The funeral can be paid for by whole life insurance or an annuity from the LCBA. You can make one payment or spread payments out over several years.
 
When you pre-plan with LCBA, you become a member of a Christian membership association. Your membership entitles you to added benefits and provides support for local charities.

Ask your funeral director for a brochure that explains these benefits or call the LCBA at 1-800-234-5222 ext. 257