 Whole Life ~ Universal Life ~ Genesis (for final expenses) Family Protector Whole Life  A traditional whole life product* with guaranteed premiums and cash value accumulation, along with level term rider options. Family Protector Plans can be written as low as $1,000, and coverage under $25,000 is “simplified”: only six simple medical questions to answer and no medical exams or tests in most cases. Additional term coverage is available on the primary insured, as well as the spouse and the children of the insured. Base whole life plan: Minimum: $1,000 - Maximum: $2,000,000** Riders  10 Year Level Term Rider 20 Year Level Term Rider 30 Year Level Term Rider Accidental Death Benefit Rider Spouse 10 Year Level Term Rider Spouse 20 Year Level Term Rider Spouse 30 Year Level Term Rider Children's Insurance Rider Waiver of Premium Rider* Not available in all states. Ask your representative about availability in your state. ** Higher amounts can be considered with prior approval from LCBA. Universal Life All the benefits of whole life with great flexibility: Premium payments are deposited into an account. Each month the account is charged for the amount of insurance provided plus a small monthly fee. Remaining funds earn interest. Interest rates are set the first day of every month and reported on monthly statement. Account value is based on current interest and mortality rates, and accumulates tax-deferred. Lets you control premium payments, with options to skip a payment, pay ahead, or pay extra as long as your account has sufficient funds. Allows you to increase or decrease face amounts (subject to underwriting) Riders Accidental Death Benefit: pays extra benefit in the event of accidental death Monthly Disability Rider: pays premium during a period of total and permanent disability [except in NY] Guaranteed Issue Option: guaranteed optional increases of the death benefit at periodic times Children's Term: provides convertible term coverage on all insured's children from 16 days to 16 years old Additional Term: provides for a specified amount of term coverage on the insured's base certificate Spouse Rider: provides convertible term coverage on the insured's spouse for a lower premium than the base certificate Genesis ® Whole Life
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| Loyal Christian Benefit Association 700 Peach Street ~ Erie, PA 16501 Mailing Address: Loyal Christian Benefit Association PO Box 13005 ~ Erie, PA 16514-1305 Office Hours: Monday - Friday - 8:00 a.m. - 4:15 p.m. Saturday and Sunday - CLOSED
| Call us at 814-453-4331 or toll free at: 
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