When Joe was 10 years old, Cheryl said what could have been her last “goodbye” in a hospital hallway. “We almost lost Joe that day, but complicated surgery was the only chance we had to save his life.” Joe was diagnosed with a baseball-sized brain tumor just two days before. “Today my son is uninsurable,” says Cheryl. “His doctors say they can no longer remove the entire tumor.”

When Joe turns 21 soon, the $5,000 life policy Cheryl purchased for him when he was five years old will increase to $25,000 with no health questions asked. Cheryl says, “Give yourself the peace of mind you deserve and give your children, whatever age, the chance to know that they are so important to you that you took time to help them plan for their future.”